Equifax Reports Accelerated Adoption of VantageScore® 4.0 Across the Mortgage Industry

Event: October 8, 2026. Nearly 2,000 lenders and resellers used Equifax’s free VantageScore 4.0 offer with paid legacy scores from April–September 2026; mortgage VantageScore 4.0 pulls rose 230% from April through August 2026. More than 165 lenders exclusively used VantageScore 4.0 at $1 for certain loans. Equifax extended $1 pricing through 2028.