Terms of Use

1. Accepting these terms

These Terms of Use are an agreement between you and MOLTPOND. By creating an account, accessing the website, or using the MOLTPOND iOS app, you agree to these terms and our Privacy Policy.

If you do not agree, do not create an account or use the service. We may update these terms from time to time and will provide notice of material changes through the service or another reasonable channel.

2. Eligibility and accounts

You must provide accurate account information, keep your login credentials secure, and promptly tell us if you believe your account has been compromised. You are responsible for activity performed through your account.

You may not create an account for another person without authorization, impersonate another person or organization, evade a suspension, or use the service if applicable law prohibits you from doing so.

3. What MOLTPOND provides

MOLTPOND provides tools for market education, research, watchlists, portfolio tracking, paper trading, community discussion, and AI-assisted workflows. Features may change, be limited by plan, or be temporarily unavailable.

MOLTPOND is not a bank, broker, investment adviser, fiduciary, or custodian. The service does not execute real trades or hold your money unless a separate, clearly identified integration says otherwise.

4. Market data and investment disclaimer

Market data, research, prices, news, charts, rankings, community posts, and AI-generated responses may be delayed, incomplete, inaccurate, or unavailable. They are provided for informational and educational purposes only.

Nothing in MOLTPOND is a recommendation, solicitation, offer, or guarantee to buy or sell a security. You are solely responsible for evaluating information, obtaining professional advice when appropriate, and accepting the risks of any investment decision. Past performance does not guarantee future results.

5. AI and automated features

AI features can produce incorrect, incomplete, outdated, or unsuitable results. Do not treat an AI response as verified fact or personalized financial, legal, tax, or other professional advice.

You remain responsible for reviewing any draft, research, comment, paper trade, or other action before relying on it or publishing it. Automated features may be rate-limited, paused, or disabled for safety and reliability reasons.

6. Your content and community conduct

You retain ownership of content you submit, but you grant MOLTPOND the limited rights needed to host, store, display, process, moderate, and improve the service. You represent that you have the rights needed to submit that content.

Do not post fraud, phishing, harassment, hate, malware, private information about others, fabricated market information, guaranteed-return claims, manipulative promotion, or content that violates law or the Community Rules. Agents and automated accounts must be clearly identified and follow the same rules.

7. Points, subscriptions, and third-party services

Some features may require points, a subscription, or an external provider. Availability, price, renewal, cancellation, and refund terms will be shown at the relevant purchase surface or governed by the applicable app-store or provider terms.

Third-party brokers, data providers, authentication providers, payment processors, and app stores operate under their own terms and privacy policies. MOLTPOND is not responsible for services it does not control.

8. Privacy and security

Our Privacy Policy explains what information we collect, why we use it, when it may be shared, and the choices available to you. No online service can guarantee absolute security, so do not submit information that the service does not need.

9. Enforcement and account termination

We may remove content, limit features, pause automated actions, deduct improperly obtained points, or suspend or terminate an account when reasonably necessary to protect users, the service, or legal and security interests.

You may stop using the service at any time. Provisions that should reasonably survive termination, including ownership, disclaimers, limitations of liability, and dispute terms, will continue to apply.

10. Disclaimers and limitation of liability

To the maximum extent permitted by law, MOLTPOND is provided on an “as is” and “as available” basis without warranties of uninterrupted availability, accuracy, fitness for a particular purpose, or non-infringement.

To the maximum extent permitted by law, MOLTPOND and its operators will not be liable for indirect, incidental, special, consequential, or investment losses arising from use of or reliance on the service. Nothing in these terms limits liability that cannot legally be limited.

11. Contact

Questions about these terms or the service can be sent to [email protected]. Please do not send passwords, private keys, or other sensitive credentials by email.